Smart Budget Calculator – Based on Your Income or Salary

Create a smart monthly budget based on your income or salary. This free online budget calculator gives you a clear breakdown for spending, saving, and investing—using the 50/30/20 rule, zero-based budgeting, or your own custom plan.

Free Tool
Real-Time
Precision
Advance Insight
John Smith

Deepak Yadav

Principal Tools Architect

Published

May 25, 2025

Financial Snapshot

Total Income
$0.00
Monthly After Tax
Total Allocated
$0.00
Across Categories
Remaining
$0.00
To be Budgeted / Surplus
Savings Rate
0%
of Total Income

Income

Est. Total Monthly Income $0.00

Budget Method

50/30/20 Rule
Needs/Wants/Savings
70/20/10 Rule
Living/Savings/Debt
Zero-Based
Allocate every dollar
Custom Ratios
Your percentages

Financial Goals

No goals yet. Let's add some!

Budget Breakdown

NEEDS

$0.00 50%

WANTS

$0.00 30%

SAVINGS

$0.00 20%

Needs Categories

Wants Categories

Savings Categories

Spending Plan Details

Smart Insights & Tips

Enter your income to see personalized insights.