Social Security Retirement Age Calculator – Monthly, Annual & Lifetime Payouts

Estimate your Social Security retirement age and benefits in seconds. This free calculator shows your monthly, annual, and lifetime payouts based on your birth year, income, and planned retirement age. Check your retirement readiness, and get smart recommendations, all using official SSA rules.

Free Tool
Real-Time
Precision
Advance Insight
John Smith

Deepak Yadav

Principal Tools Architect

Published

May 25, 2025

Your Information

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Used to estimate your Average Indexed Monthly Earnings (AIME). Actual AIME is based on up to 35 years of your indexed earnings history and can be complex.

Your Retirement Insights

Enter your information to instantly see your personalized Social Security retirement benefits analysis.

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Estimates are based on current SSA rules & your inputs.Actual benefits depend on your full earnings history and future SSA rule changes. Consult SSA.gov for official info.